Scores from Experian, Equifax, Transunion

[Anonymous]

I want to share my progress with scores from various CRA's since I started tracking them to compare against my FICO scores

On 09/21/11 I signed up for Credit Secure through Amex and got my EX Plus Scores: EX-718, EQ-634, TU-650

From that point I started working on correcting errors on my credit report and improving my scores.

On 10/07/11 I called Discover for CLI but was declined for various reasons but received a letter with my TU fico score of 708

On 10/11/11 I called Amex for CLI but was declined for various reasons as well but was given my EX fico score of 685

On 10/18/11 I signed up for the 10 day trial of EQ Score Watch and my score was 686...6 days later my EQ jumped to 702 

On 10/25/11 I signed up for the TU monitoring service here and got 689

On 10/28/11 I signed up for EQ Complete Premier and got the following scores EQ-704, TU-691, EX-703

The same day I also signed up for a trial at Experian.com and got an EX Plus Score of 749

On 11/01/11 I signed up for TU trial from TrueCredit.com and got a TU score of 762 which I understand is a Vantage Score...Credit Karma also has same score for me

This same day I refreshed my EQ report and my score jumped up to 713

On 11/3/11 I got an alert of score change and my EX Plus Score jumped to 771, I also got my EQ-728 and TU-769

I know the only scores that really matter are FICO but it's nice to know that my scores are moving up across various scoring methods

[Ms-Kato]

Yep..it's all very confusing ..Thanks for sharing

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All Scores Recieved Within 10 Days in OCT, 2011


Transunion myFICO = 673 Pulled 10-28-11
Transunion FICO= 653 Credit Pull From Cap one 10-26-11

Transunion FAKO= 627 Got This From Equifax Complete Advantage Plan
Transunion FAKO= 714 Grade C .Got This From AnnualCreditReport.Transunion

Equifax FICO = 684
Equifax FAKO= 663 Got This From Equifax Complete Advantage Plan

Experian FICO= 640 Got This From AMEX 11-2-11
Experian PLUS= 599 Got This From Experian's WebSite.
Experian FAKO= 711 Got This From Equifax Complete Advantage Plan

[Anonymous]

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@Bluerain wrote:

Yep..it's all very confusing ..Thanks for sharing

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All Scores Recieved Within 10 Days in OCT, 2011


Transunion myFICO = 673 Pulled 10-28-11
Transunion FICO= 653 Credit Pull From Cap one 10-26-11

Transunion FAKO= 627 Got This From Equifax Complete Advantage Plan
Transunion FAKO= 714 Grade C .Got This From AnnualCreditReport.Transunion

Equifax FICO = 684
Equifax FAKO= 663 Got This From Equifax Complete Advantage Plan

Experian FICO= 640 Got This From AMEX 11-2-11
Experian PLUS= 599 Got This From Experian's WebSite.
Experian FAKO= 711 Got This From Equifax Complete Advantage Plan

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haha yea it is very confusing! When I first signed up for Credit Secure and saw my scores. I was happy to see I was above 700 with EX before I really knew that it wasn't a FICO. I'm going to try for a CLI again soon with Amex

[tennisfan78]

Cool info, Thanks for sharing.