I have looked every where and have not been able to find any reliable information on which lenders use which scoring model for credit decisions. I have decided to start this thread, so I can update it with lender specific scoring models and a compared FICO scoring model to help determine the best time to request credit with that specific lender.
Chase Bank USA
Credit Card:
Card Acquisition Risk Score - 632 (1/20/2016)
Comapre to Experian Fico Score 3 - 633 (1/22/2016)
Frankenmuth Credit Union
Auto Loan & Credit Card:
Unknown Scoring Model - 608 (1/20/2016)
Compare to Experian Fico Score 2 - 608 (1/22/2016)
