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pepper wrote:As a result of a recent line of credit application, I received a statement, from Experian, of my credit score. They claimed that it was a FICO score of 865.The statement, and everyting else I am able to find, indicates a possible score range of 300-850.1. Is it really possible to have a score of 865 (15 points over the maximum)?2. How?
Skiffy wrote:
Not necessarily. Some FICO scorecards go up above 850. We just don't have access to those scoring models as consumers.
Did you apply for a mortgage?
pepper wrote:As a result of a recent line of credit application, I received a statement, from Experian, of my credit score. They claimed that it was a FICO score of 865.The statement, and everyting else I am able to find, indicates a possible score range of 300-850.1. Is it really possible to have a score of 865 (15 points over the maximum)?2. How?
Bingo! Yes, there are scores that some lenders pull which I'm not sure if they are FICO. Tuscani or Noah any ideas?
pepper wrote:I applied for a Home Equity Line of Credit.
@Anonymous wrote:As a result of a recent line of credit application, I received a statement, from Experian, of my credit score. They claimed that it was a FICO score of 865.The statement, and everyting else I am able to find, indicates a possible score range of 300-850.1. Is it really possible to have a score of 865 (15 points over the maximum)?2. How?