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Does anyone has a FICO Scores over 700 and have baddies on their report
@Anonymouswrote:Does anyone has a FICO Scores over 700 and have baddies on their report
Happens all the time. Especially profiles whose baddie(s) are old. A profile that is offset by a lot of positive accounts and practices. I have an old four year old paid medical collection and am over 700.
Yes, especially on thick/aged files.
On my dirty file, my FICO 08 scores got as high as 768. That was with the presence of 90-120 day lates, 3-4 years old.