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Scoring

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Anonymous
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Scoring

Does anyone has a FICO Scores over 700 and have baddies on their report

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Anonymous
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Re: Scoring


@Anonymouswrote:

Does anyone has a FICO Scores over 700 and have baddies on their report


Happens all the time. Especially profiles whose baddie(s) are old. A profile that is offset by a lot of positive accounts and practices. I have an old four year old paid medical collection and am over 700.

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Anonymous
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Re: Scoring

Yes, especially on thick/aged files.

 

On my dirty file, my FICO 08 scores got as high as 768.  That was with the presence of 90-120 day lates, 3-4 years old.

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