@FicoMike0 wrote:I was turned down by penfed for their pathfinder card, ba$tards! In their letter, they explained one factor was my fico9 score of 850. I decided their cards are not for me.
Still, they give good ssl. A little tricky, but works fine, no payment due until late 2030 for me. The app is slow, but I only make a payment twice a year. As far as using other cus, as far as I know, only pen and nfcu allow prepayment without accelerating the loan term. This is the trick which makes the ssl work! Otherwise, you get maybe a six month score boost, then the loan is paid. Penfed will go as long as 142 months.
Ohh even before I talk to this local CU, I'll have to make sure that doesnt happen. I'd be....upset lmao.
Update: 36 pts increase on EQ. 811 now. Big increase. 2 credit card balances are now 0 but not reported at that & another two cards will report
