Definitely not hurting it but for sure you don't need 2. @donkort the statement about more bricks bei g better us absolutely true. However, when it comes to bang for the buck, revolving accounts such as credit cards are where the true heavy-lifing is done. They're the best building block for a solid profile.
The main goal if you have no loans is to have one at <9% reporting as in a SSL like you have. With two loans. The remaining balance on both are figured together. So closing one would be the best bet. The longer one that ends later is the one to keep. More loans dont prove too much. 1 loan will keep DTI lower.
@folks19 wrote:
@FireMedic1 wrote:The main goal if you have no loans is to have one at <9% reporting as in a SSL like you have. With two loans. The remaining balance on both are figured together. So closing one would be the best bet. The longer one that ends later is the one to keep. More loans dont prove too much. 1 loan will keep DTI lower.
Makes sense, though debt in this case = less than 200 bucks so not really an issue
Yrs ago Alliant was the go to SSL bank. Then they ended it probably cause of the forums. 
I had one with them and onto NFCU. Kept it until I got the Explorer. Did the <9% and paid $1 a month for a couple yrs for activity.