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Should paid judgment show $ and if so does it hurt score?

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Anonymous
Not applicable

Should paid judgment show $ and if so does it hurt score?

My landlord pulled my Experian and asked about a paid judgment from 2007 (which I am trying to get vacated for a # of reasons).  Their main concern was that is showed $400 (the amount I paid), while in their whole history of viewing credit reports only unpaid judgments listed amount, paid ones simply said Paid Judgment.

 

Is this so and if so is this a valid argument for removal?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Should paid judgment show $ and if so does it hurt score?

Does it show paid/satisfied?

 

I've not ever came across anything saying the original amount couldn't be displayed once it was paid.

 

It is public information, so I assume that they can report what they want about the judgment as long as it is accurate.

 

 

Message Edited by sidewinder on 01-17-2009 09:58 AM
Message 2 of 5
Anonymous
Not applicable

Re: Should paid judgment show $ and if so does it hurt score?

I don't think "because your landlord said it looks odd" is a valid reason.

 

While I don't have any paid/unpaid judgments, both of my paid collections show the amounts.  I just can't see that as a reason to dispute.

Message 3 of 5
llecs
Moderator Emeritus

Re: Should paid judgment show $ and if so does it hurt score?

I bet if you were to present to your landlord info showing that you had paid it, then they would probably be satisfied with that.
Message 4 of 5
Anonymous
Not applicable

Re: Should paid judgment show $ and if so does it hurt score?


@llecs wrote:
I bet if you were to present to your landlord info showing that you had paid it, then they would probably be satisfied with that.
I did just that and was approved.  Interestingly enough, the only doc i had from the courts was the fwd'd one from the CA showing the case # and the fact paid in full. Never was served, nor notified of judgment until I called into CA to pay balance in full, took the CC info then said 'ok I"ll mark the judgment paid in full' (!). Trying to get it vacated. And no, I didn' think 'landlord thinks looks weird' was valid; I thought her point was that judgments show $0 balance in her experience.  Mine does not and as I do more research it seems to be how they should be reported.
Message 5 of 5
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