Thank you for all the help. Since one of my cards has only a $300 limit and I owe $160.00 I’m going to pay that off this week to get it out of the way. Plus that statement closes on the 24th so it should help my score a little bit. Then I’m going to keep paying more than the minimums on the other three cards and apply extra money to one card that has the next lowest balance. Once a card is paid off, I will take that payment and apply it the next card. It actually works out that my next lowest balance is my highest interest rate so I will save some money in interest fees. I won't be moving until end of this year so planning on being credit card debt free by then. Of course, when the credit card debt is done I'm going to tackle student loans. Thanks again!!!!