cancel
Showing results for 
Search instead for 
Did you mean: 

Statu??

tag
hpertrain
Regular Contributor

Statu??

Under my TU report I show a mortgage completely paid off in 2006. Under status is says
unrated or bankruptcy. I'v never filed bankruptcy, so what does the unrated mean??
Message 1 of 4
3 REPLIES 3
oracles
Valued Contributor

Re: Statu??

Does anyone know the answer to this? I too would like to know the answer to this. thanks
Message 2 of 4
Anonymous
Not applicable

Re: Statu??

Well I hope someone knows because its showing on mine too..Never bankrupt.....I think there should be a law against it for just being there....
Message 3 of 4
Tuscani
Moderator Emeritus

Re: Statu??

It's a neutral/positive status. A very common way, albeit slightly odd in phrasing, that TU codes some of its old positive tradelines is what produces that particular status line.

An underwriter seeing that comment won't assume that a BK was involved. Without evidence of an actual BK, the underwriter will know the tradeline is unrated. Nothing negative is being reported about it.
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.