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Status date vs Activity date

New Contributor

Status date vs Activity date

I have an old collection on Equifax.  The report says that the last activity date was 8/03.  But, it also says the status date is 4/07.  So, when calculating the score, which date is used?
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Valued Contributor

Re: Status date vs Activity date

The last activity date is the one that FICO looks at, the status date is the last time the CA updated [or verified] the info.
If at first you don't succeed... hang up and try again!!
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