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Something I wanted to share with and get some insight.
Was at 34% util across the board with 60% on one particular card. Paid down multiple times in the last month to make the particular card less than 12% and overall less than 21%.
My EX score jumped from 654 to 671 (17 point increase) but my TU score by just 7 points - 647 to 654. While I don't consider EQ in comparison, it too jumped from 661 to 682.
Any idea why TU is the odd man out?
Thanks in advance for helping
TU is my slowest to build/increase as well