cancel
Showing results for 
Search instead for 
Did you mean: 

Student Loans, Chapter 7 and what happens to my FICO score when they start to report again?

tag
Anonymous
Not applicable

Student Loans, Chapter 7 and what happens to my FICO score when they start to report again?

Okay.  So after I was discharged in my Chapter 7, my student loan company and I set up payments again.  My previous record with them was spotless.  My account changed to "Balance $0 Chapter 7 Petition" during the automatic stay.  When payments begin again and the balance shows back up, how will that affect my FICO scores (all other things being equal)?  Anyone had experience with this?

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Student Loans, Chapter 7 and what happens to my FICO score when they start to report again?

Bump

Message 2 of 3
Anonymous
Not applicable

Re: Student Loans, Chapter 7 and what happens to my FICO score when they start to report again?

Okay, I'll fill everybody in. My SLs are with Mohela. They began reporting again as PAA. That brought my AAoA back up and all the bureaus rose an average of 11 points. BUT my history with them was perfect prior to Chapter 7. I think that was the key in the point bumps
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.