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Surprise TU 24 Point Increase!

getnthere70
Regular Contributor

Surprise TU 24 Point Increase!

After about a month of little to no movement, I just got an alert that my Transunion score had increased 24 points.

 

I'm not complaining. I'm just perplexed. After paying off my last 2 open collections, the score barely moved a couple points. Then I got restless and app'd (and was approved...yay!)  for a Cap1 QS1 card last week. I was sure I would lose points with the inquiry, since I already had too many on TU. Got notified when the INQ hit, but no change in score.

 

Then suddenly, this afternoon...wham! 24 points came seemingly out of nowhere. And on TU no less, which has always been my lowest by far. I thought maybe one of my collections had finally come off (I did a PFD  on it and have been waiting seemingly forever for them to remove it), but nope. It's still there.

 

Oh well! I'm just gonna take the win and hope the others follow suit. TU is no longer my lowest. Now I'm looking at you Experian...you just gonna let TU punk you like that?

Starting Scores (01/01/15): EQ 571 TU 531 EX 543
Current Scores (06/22/17): EQ 689 TU 710 EX 702
Goal Score (by 01/01/18): 740+ across the board
Seedlings last planted on 05/31/17. Cultivating until 2018 (hopefully)
Message 1 of 6
5 REPLIES 5
Buildabetterlife15
Valued Member

Re: Surprise TU 24 Point Increase!

I got the same gift of points from TU. I have no clue what it's tied to as I have a settled account, an app, and new trade lines that are not showing on TU here.
Starting point EQ 539 TU 542. EX 568
Thru 7/2/15 EQ 552 TU 565 EX 568
Goal of 700 across the board
Message 2 of 6
Sandibeach22
Valued Contributor

Re: Surprise TU 24 Point Increase!

Congrats all!  Smiley Very Happy


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 3 of 6
Korcupj
Member

Re: Surprise TU 24 Point Increase!

Congratulations!

i just got 23 pts on TU today as well, opened a secure cap one cc last month, not sure why it would jump like that.

any idea if and when my TU FICO 4 May go up as well?

Message 4 of 6
getnthere70
Regular Contributor

Re: Surprise TU 24 Point Increase!


@Buildabetterlife15 wrote:
I got the same gift of points from TU. I have no clue what it's tied to as I have a settled account, an app, and new trade lines that are not showing on TU here.

My QS1 isn't reporting yet either. In fact, it was in the mail when I got home tonight, so I just activated it. Congrats on your increase! May they keep coming...Smiley Wink

Starting Scores (01/01/15): EQ 571 TU 531 EX 543
Current Scores (06/22/17): EQ 689 TU 710 EX 702
Goal Score (by 01/01/18): 740+ across the board
Seedlings last planted on 05/31/17. Cultivating until 2018 (hopefully)
Message 5 of 6
getnthere70
Regular Contributor

Re: Surprise TU 24 Point Increase!


@Korcupj wrote:

Congratulations!

i just got 23 pts on TU today as well, opened a secure cap one cc last month, not sure why it would jump like that.

any idea if and when my TU FICO 4 May go up as well?


Woohoo! Congrats to you too. Did your Cap1 account report yet?

 

Not sure how any of it is tied to FICO 4. I'm waiting for that collection that I PFD'd to get removed before I pull new reports.

Starting Scores (01/01/15): EQ 571 TU 531 EX 543
Current Scores (06/22/17): EQ 689 TU 710 EX 702
Goal Score (by 01/01/18): 740+ across the board
Seedlings last planted on 05/31/17. Cultivating until 2018 (hopefully)
Message 6 of 6
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