@Remedios wrote:
@Iusedtolurk wrote:Well I was warned beforehand by @Anonymous that once I age 3 years on my AoOA my Fico 8 would take a hit and it did and also my AAoA aged to 2 yrs.
I was told it's called the "Big Hit" and being forewarned I was bracing for it. No one in a rebuild wants to lose points when they are trying to do all the right things (seeing that happen makes your stomach slightly queasy). All you want to see is that score in an upward trend.
Luckily it wasn't as bad as I had imagined (15, 20 or more points oh noooo).
Ended up being minus 10/11 points across the F8s.
The Fico 2s and 3 actually picked up plus 3/4 points.
I believe you get a few points when your AoYRA turns 12 months so next month we will see what happens.
ps
Not able to get F9 but probably lost a few points there also.
Hope these data points help those approaching similar milestones!
Pretty sure I called it here
@Remedios You are Absolutely correct! You did call it as not taking a giant hit and only losing 5-10 points.
It was in the back of my mind but I couldn't quite place it thanks for the reminder.
Hopefully though I will get more than 3 points across the bureaus like you did when AoYRA hit 12 months. Maybe the lower scores of my profile compared to yours will garner more points (fingers crossed).
