TU'98 vsTU'04

[_qwerty_]

Anybody ever seen their TU’04 higher then TU’98? As of today I have TU-730 reported by myfico. I’m going to see a lender on Monday. Need at least 700 to qualify (I’m trying to bump all 3 scores higher than 700 so if one of them drops down, my middle still be higher than 700). Is it possible that having 730 (TU’98 ) might mean that TU’04 could show my score lower that 700?

BTW I’m going to BoA. I’m also going to try Citi.  Anybody know which version of TU scoring they currently use?

Thank you!

[Anonymous]

just went to bank last week pulled my tu 98 from here was 786 got to bank 1 hr later they pulled my tu 04 it

was 770 16 pt difference you should be fine

[Junejer]

Twice, last year, while mortgage shopping, my TU '04 was 30 points higher than my TU '98.