Hello All, So I recently was added as an AU to one of DW cards with a $17k SL (0% Utilization). The card is literally brand new. My utilization previously was around 45%. When it finally reported yesterday my TU score dropped 2 points. I noticed the following. My aggregate utilization dropped to 20% but my AAOA dropped from 5 yrs 4 months to 4 years 10 months. I assume the utilization drop (2 thresholds?) was overshadowed by the drop below 5 years AAOA?
Also this is the only change that has occurred recently to my TU report. So I assume it's safe to say the AU is being factored in? As always your insight is kindly appreciated.
