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TU error and it hasn't corrected yet?

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QCS123
Established Contributor

TU error and it hasn't corrected yet?

So I'm a bit confused.  On 4/30/18 I got this alert in myfico: TransUnionYour FICO score has increased from 707 to 711 (an account has been removed from your CR)

BUT, my FICO score for TU still says 707 and NOT 711?  I assumed it would auto correct, but it has not so is my true score 707 or 711? 

Either is okay because it's over 700 but my next goal is over 720 and 711 is close so of course I want the 711! 

 

I think 711 is correct because I requested an AU account be removed and when they removed it the score jumped up the 4pts, which makes perfect sense, but not seeing the actual FICO score move is just odd...I had assumed a glitch, but maybe not?????




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Anonymous
Not applicable

Re: TU error and it hasn't corrected yet?


@QCS123 wrote:

So I'm a bit confused.  On 4/30/18 I got this alert in myfico: TransUnionYour FICO score has increased from 707 to 711 (an account has been removed from your CR)

BUT, my FICO score for TU still says 707 and NOT 711?  I assumed it would auto correct, but it has not so is my true score 707 or 711? 

Either is okay because it's over 700 but my next goal is over 720 and 711 is close so of course I want the 711! 

 

I think 711 is correct because I requested an AU account be removed and when they removed it the score jumped up the 4pts, which makes perfect sense, but not seeing the actual FICO score move is just odd...I had assumed a glitch, but maybe not?????


Your my fico report doesn't auto update. It's a snapshot of a certain time. Look at the date under your score. If you purchase a new report, you will see the new score. But depending on what plan you have, depends on when you get new reports.

Message 2 of 3
QCS123
Established Contributor

Re: TU error and it hasn't corrected yet?


@Anonymous wrote:

@QCS123 wrote:

So I'm a bit confused.  On 4/30/18 I got this alert in myfico: TransUnionYour FICO score has increased from 707 to 711 (an account has been removed from your CR)

BUT, my FICO score for TU still says 707 and NOT 711?  I assumed it would auto correct, but it has not so is my true score 707 or 711? 

Either is okay because it's over 700 but my next goal is over 720 and 711 is close so of course I want the 711! 

 

I think 711 is correct because I requested an AU account be removed and when they removed it the score jumped up the 4pts, which makes perfect sense, but not seeing the actual FICO score move is just odd...I had assumed a glitch, but maybe not?????


Your my fico report doesn't auto update. It's a snapshot of a certain time. Look at the date under your score. If you purchase a new report, you will see the new score. But depending on what plan you have, depends on when you get new reports.


Sorry, I should have been clearer.  I was talking about the FICO score that myfico shows you.  When it gives you alerts that your score changes it does auto update, but in this case it didn't.  Funnily enough I just got a new alert (exact duplicate of the earlier one) that my TU score changed due to an account being updated and NOW the myFICO score is showing the updated score of 711. Finally 9 days later.




Message 3 of 3
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