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TU finally broke past 720 after a year

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pizza1
Community Leader
Super Contributor

TU finally broke past 720 after a year

My TU 08 score has been stuck at 720 for over a year, and finally broke past it.  Only changes really are that Ive got several inquires falling off each month, plus some aging to one year all at the same time, plus older accounts aging as well. 

 

I still have 14 "new" accounts, and 50 inquires for the 2 years.  This year should be interesting score wise for me with all changes happening around the same time to all three CRA.   My TU has always been the strongest and most resiliant of the three, and not sure why they love my aggessive credit seeking so much, LOL.

 

Screen Shot 2020-01-31 at 9.53.39 PM.png

Message 1 of 10
9 REPLIES 9
Trudy
Valued Contributor

Re: TU finally broke past 720 after a year

Congrats!  Onward and Upward Smiley Happy

FICO - 8: 05/05/23
Message 2 of 10
AllZero
Mega Contributor

Re: TU finally broke past 720 after a year

Congratulations on your success!

Message 3 of 10
seattletravels
Valued Contributor

Re: TU finally broke past 720 after a year

Congrats!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 4 of 10
Revelate
Moderator Emeritus

Re: TU finally broke past 720 after a year

You're catching up to me!

 

New accounts shouldn't be affecting you TBH, you still have that BK showing.  That said my TU with a 60D late was the mid-score of my mortgage process, like **bleep** considering both EQ and EX were clean from any major issue other than a 30+% balance at the time on a tradeline and a CFA.

 

Can't wait for that stupid CFA to fall off, still 2.5 more years.

 

 




        
Message 5 of 10
donkort
Valued Contributor

Re: TU finally broke past 720 after a year

They're blocking me from giving Kudos for some reason.

 

Congratulations!

 

And on all the approvals you got, too!

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 6 of 10
Anonymous
Not applicable

Re: TU finally broke past 720 after a year



As Relevate says its the BK it is one of the positive things about BK. Smiley Surprised LOL.

BK is is like Jupiter. It stops most of the ELE from reaching the inner soloar system.

 

Message 7 of 10
19eighty5
Senior Contributor

Re: TU finally broke past 720 after a year

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 8 of 10
Anonymous
Not applicable

Re: TU finally broke past 720 after a year

Congrats!

 

You actually hit the score I finally hit a few months ago and your BK is newer. How is your AAOA and AOOA? You certainly got away with a lot more seeking than I would have 😂 

Message 9 of 10
TekkenQQ7
Established Contributor

Re: TU finally broke past 720 after a year

Congratulations....Smiley Happy



Message 10 of 10
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