TU finally hit 700

Jnbmom · ‎06-10-2018

Just got my updated score from discover card account. TU finally at 724😀

So EXP is sitting at 724 and now TU not sure of EQ though should get that updated score next week.

EXP 780 EQ 796 TU 810

19eighty5 · ‎06-10-2018

Congrats!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Batsamandrobin · ‎06-10-2018

Congratulations!

Anonymous · ‎06-10-2018

Glad to hear things are moving in the right direction!

What is the source of your EQ score that you'll be getting soon?

Jnbmom · ‎06-10-2018

@Anonymous wrote:
Glad to hear things are moving in the right direction!

What is the source of your EQ score that you'll be getting soon?

I subscribe to the quarterly report from Experian and that is due to refresh in 5 days.

EXP 780 EQ 796 TU 810

Anonymous · ‎06-10-2018

EX gives you an EQ score update? Interesting. What product is it that you get from them?

Jnbmom · ‎06-10-2018

@Anonymous wrote:
EX gives you an EQ score update? Interesting. What product is it that you get from them?

Yes it's the Experian IdentityWorks Premium for 19.99 a month ( I know ouch) will probably cancel once I get my scores and credit where it needs to be. This package gives me unlimited access to EXP daily report and score, 3-Bureau Credit Monitoring & Alerts and Quarterly 3-Bureau Report and FICO Scores.

EXP 780 EQ 796 TU 810

Jnbmom · ‎06-10-2018

Just wanted to add I do get a FICO score from Citibank for EQ which is currently at 704, but I am not sure if that is a FICO8 or the FICO bank score 8?

EXP 780 EQ 796 TU 810

MakingProgress · ‎06-12-2018

@Jnbmom wrote:
Just wanted to add I do get a FICO score from Citibank for EQ which is currently at 704, but I am not sure if that is a FICO8 or the FICO bank score 8?

Citi gives you FICO 8 Bankcard score not the classic FICO 8 so expect some difference. The bankcard score goes upto 950 where the classic only goes to 850.

FICO 8 Starting Score

Current Scores

Garden Goal is All Reports Clean – Achieved 11/26/20

Jnbmom · ‎06-12-2018

@MakingProgress wrote:
@Jnbmom wrote:
Just wanted to add I do get a FICO score from Citibank for EQ which is currently at 704, but I am not sure if that is a FICO8 or the FICO bank score 8?
Citi gives you FICO 8 Bankcard score not the classic FICO 8 so expect some difference. The bankcard score goes upto 950 where the classic only goes to 850.

Thanks, I thought that. I am getting my 3 score report in a few days so I will know exactly where EQ compared to the citi score.

EXP 780 EQ 796 TU 810