I pulled my EQ report on here and have a 640. I have 2 positive but new credit cards ( and learned my lesson about balances reported and know now to pay them off before a statement generates, which should help next month), 1 positive car loan, 1 collection, 4 open student loan accounts, and 4 closed student loan accounts...
The 4 closed SL accounts on here show payment negatives in the past, the most recent being 5 years ago. They hae 0 balance, and are marked as paid as agreed. The 4 open ones are all positive. My TU report however lists only the 4 open accounts, all positive. However, I have 3 collections listed, 2 in dispute. Based on this, do you think TU would be higher or lower?
