Yep! My TU went to 768 when the 90 was removed. * grovels yet again to WFNNB/ J.Crew * And a 90 counts equally with a BK for scoring.
I have a similar profile to yours, I think. I still have two accounts with lates, although they're just 30's and both are over 2 years old. AAoA 4 years-something; longest history 20+y, which actually hurts, I think.
You and I both learned the hard way about trashing our AAoA's. I'm not doing a thing until I hit 5y, and even then, it had better be a d@mn good reason!
edit to clarify the 90 day = BK thingy
Message Edited by haulingthescoreup on 09-14-2009 04:27 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007