Only concerned with EX, which took a 19 point drop from inquiries (pushed me over 5). I believe when all the new accts report, I will be well below 700 for the first time in years. I know I will recover with time, I just want to see how far down I bottom out. Currently standing at 703 on EX. Others are mid 700s, so no real concerns there.
Question added: Anyone with recent experience opening multiple cards (4 or more) care to share his/her score results?
****UPDATE: Most new TLs have reported, although not equally across all reports.****
As expected EX with 4 new TLs reporting, EX has dropped below 700, but only slightly: 698. Still 2 more (possibly 3, depending on how Bloomingdale's handles Amex upgrade). Took a much bigger hit for the 2 inqs. Hopefully, I'll stay above 675 with a decent rebound by the end of summer.
EQ took a 3 pt drop to 755 with 4 new TLs reporting. TU is holding steady at 749, but only 1 new TL is showing.
I will update with final results after all cards report across all reports.
@Anonymous wrote:
@FocusedAndDetermined wrote:Only concerned with EX, which took a 19 point drop from inquiries (pushed me over 5). I believe when all the new accts report, I will be well below 700 for the first time in years. I know I will recover with time, I just want to see how far down I bottom out. Currently standing at 703 on EX. Others are mid 700s, so no real concerns there.
Question added: Anyone with recent experience opening multiple cards (4 or more) care to share his/her score results?
6 cards in 1 week
took a 35 point hit
orginal score was 713
AAOA was 2.2
Ah, thanks! Not concerned about AAoA as that will remain at or near 7yrs. Was hoping to stay above 700 across the board, but that won't be happening.
HAve you recovered all your pts? How long was the climb back? Also, how many accts did you have before adding the 6?
@Anonymous wrote:I added 10 CC in a 3-week period. I previously had 6 cards. My beginning AAOA was 11 years. After all accounts reported (last one reported two months after I started my app spree) my AAOA dropped to 4+ years. My beginning total CL was $8,100. After my spree, my total CL was $108,400.
Ok so my beg scores were EQ 711 TU 702 EX 721
Ending scores (before they started rebounding) EQ 677 TU 680 EX 663
My spree went from Mar 16 to Apr 9. It is excruciating seeing my scores drop day after day without hitting rock bottom or even knowing what rock bottom looked like. Finally this week my score are moving up again and I feel relieved! I don't think I'll ever pull another app spree again. Ever.
Responded to your post from today, before I saw this.
Look at it this way - with a total of 16 TLs, new additions will have less of an overall impact, especially after the new cards age for a couple of years.