Tax lien

[Anonymous]

I just paid off my tax lien today. When it was filed against me my score dropped 50 points. My state has an expungement program so that I can have it removed. How will this help my score? How many points?

[greent]

Not sure how many points but it should raise your score.

[Anonymous]

I saw increases in the 50+ point range when my tax lien dropped from my files.

[hudsons1]

In my state, Georgia, they apply a lien when you go into an installment program, and it stays on the CR's for seven years. I had heard that you can go through CFPP and submit a request to have satisfied liens removed. I made three submissions for each agency. Experian said yes, EQ said no, and TU is still pending. Waiting to see what the effect will be. 

[Thomas_Thumb]

---

@Anonymous wrote:
I just paid off my tax lien today. When it was filed against me my score dropped 50 points. My state has an expungement program so that I can have it removed. How will this help my score? How many points?

---

Certainly removing a tax lien, assuming it is the only one on file and you have no other derogs, should step change your score. Others on the forum have experienced increases in the 50 to 90 point range depending on if the lien aged off or got removed early and if the removal resulted in a "clean" scorecard assignment.