The 3 Big Credit Bureaus??

[firemartinez1980]

I understand that with the three different credit bureaus they each report differently and they report at different times and they each take different things into consideration but on average which credit bureau usually has the highest score out of the three?

It seems to me after reading a ton of posts on this forum and looking at my own scores over the past few years that Equifax is always the lowest but that just may be my opinion.... Thoughts?

[VanderSnoot]

My understanding is that there isn't a reliable trend. Currently, EQ > EX > TU for me.

[BmoreBull]

I think it has something to do with your geographical location. It seems that depending where you live, certain bureaus are pulled more than others. My TU is always lower than my other scores, but has the least amount of inquiries. It doesn’t make much since to me. My ex has 12 inquiries ( 8 from buying a car), eq 9 inquiries, TU has only 5. Scores are listed below and TU has always lagged behind, no matter what.

[MudkipsRKooL]

My TU is the highest (almost no credit pulls). Equifax is 2nd, then Experian is lowest (most pulls). Before I got 2 cards recently my TU was at 800s meanwhile my EX/EQ was at 760-770s.