Yeah;; Thats why I posed the question in first place, I figured it would be polarizing.. haha
However, I think I am learning towards removing the AU listing at this point. It has such a high util that my gut is telling me that I will gain points by dropping that, even if I lose some AAoA.
Maybe the best solution is to get rid of that card and find someone else to add me as AU with less util and better length of credit haha
Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
