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Too many delinquencies ??

New Contributor

Re: Too many delinquencies ??

Thanks IOBA


but today check my experian from annual there is no negative why trutedid says to many delinquencies


I ll buy EX from their site and take look again



BOFA Master 5k# BOFA Visa 15k flex#Amex BCE 13.5k#chase freedom 5k#capital one $2000 2009#HSBC 1k closed 2009 (those guys kidding with limits)

FICO (lenders pull)scores 739 - 742 - 730 October 2012#length of history from Jan/2008
Business account###Capital one spark 2k
Message 11 of 12
Senior Contributor

Re: Too many delinquencies ??

Again, it could be a split file or a merged file.   It could be an old collection account that shows up on the report.   Mistakes happen.  If your credit score is high, then the comment may not really have an effect on your credit score.


I hope you receive a copy of your credit reports and solve the mystery!

Message 12 of 12