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Trans Union just attacked me

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BrokaToe
Established Contributor

Trans Union just attacked me

Wow,  I called Trans Union to make an adjustment to my current address.  The woman on the phone told me that since I had updated my address, I was not eligible for free 30 CMS through Trans Union and blaa, blaaa, blaaaaa.  I told her I already receive my true FICO score for Trans Union through myFICO.com.  She tripped out yelling about how the scores here are not true models etc etc and that the only place I could receive a real score used by lenders was to get it from their site.  LOL  I mean, come on, I was highly offended that I would be that stupid.  I told her Nope, I already have a CMS and do not need this, goodbye!

 

Has anyone else experienced them being so aggresive in selling their CMS?


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Message 1 of 8
7 REPLIES 7
pizzadude
Credit Mentor

Re: Trans Union just attacked me

 

Yep, the CRAs will certainly try to sell you their FAKO scores and CMS, and will tell you that FICO scores are "third party" scores, etc....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 8
BrokaToe
Established Contributor

Re: Trans Union just attacked me

lol, yep that's exactly what she said, "third party scores"  Guess she just didn't know who she was talking to...I let her have it Smiley Very Happy


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Message 3 of 8
Anonymous
Not applicable

Re: Trans Union just attacked me

I heard the third party usually has the best chips and salsa.

Message 4 of 8
Anonymous
Not applicable

Re: Trans Union just attacked me

OMG I want some chips and salsa!!!

 

Can someone send me some??

Message 5 of 8
crunching_numbers
Valued Contributor

Re: Trans Union just attacked me


@Anonymous wrote:

I heard the third party usually has the best chips and salsa.


I wouldn't know.  I don't think I ever made it to the third party....


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 6 of 8
cassie3783
Regular Contributor

Re: Trans Union just attacked me

I got that same song & dance when I called Equifax the other day to ask a question about a pending dispute.

 

As soon as I got the answer I needed, she started in on how myFICO.com wasn't a TRUE Equifax FICO # and that could only be obtained directly from Equifax themselves.

 

I told her "that's funny.  I pulled my myFICO equifax last week an hour before I went to meet with my lender about an auto refinance and when she told me the "true" Equifax FICO score she pulled......the funniest thing happened - IT MATCHED MINE FROM MYFICO.COM!" 

 

She replied "ok, well will there be anything else I can assist you with today?"

Message 7 of 8
DougSmith81
Established Member

Re: Trans Union just attacked me

Yes, I have had this happen a lot. Every company I have ever used when canceling tries to get me to stay or buy more stuff. 


Starting Score: TU 594
Current Score: TU 639
1st Goal Score: TU 650 by end of 2012


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Message 8 of 8
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