Tasksgirl wrote:
My experian PLUS Score is 702, is there any kind of calculation I can do to figure out what FICO score this would be? For example, I read that if you multiply a Vantage score by .86 that should be the FICO score you would get instead.
My eq is a 610 right now.. it should go up soon because I paid off a large balance
Nope. Can't do that. There is ZERO relation in the formulas between FICO, VantageScore, and PLUS. I like sports and it is just like watching the Detroit Lions win their first game this season and making the assumption they'll go to the Super Bowl. It is a bad assumption to make (sorry Detroit fans). One score can go up while the other goes down and vice-versa. My last CA was removed and my EX FICO score increased about 58 points. My EX PLUS score dropped 8. My PLUS has been as close as 5 points and as far away as 150 points when pulled via the same CRA on the same day. The scales are different too. Vantage for example goes from 501 to 990 whereas FICO from 300-850. Finally, the formulas are way different. Vantage, for example, doesn't count AUs whereas FICO does.
