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Transunion FICO Score

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Anonymous
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Transunion FICO Score

Is this score even worth buying on myFico anymore since the program lenders used has changed?

Message 1 of 3
2 REPLIES 2
MarineVietVet
Moderator Emeritus

Re: Transunion FICO Score


@Anonymous wrote:

Is this score even worth buying on myFico anymore since the program lenders used has changed?


I'm not sure what you mean by this. Even though the TU98 score you get here is an older version there are still millions of TU98 scores pulled each year by lenders.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 2 of 3
Booner72
Senior Contributor

Re: Transunion FICO Score

NO.  It said mine score was 661 and I came back from the lender with a 653.
EDITED:  Okay, so if you're asking if the TU98 score can give you a guess on what TU04, then No.  If you're wanting it to track your scores or for other kinds of reasons, like maybe a lending tree loan that I heard uses TU98, then YES it is very worth it.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 3 of 3
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