Transunion Scores different

[Outdoorstech1]

My Discover & Barclays FICO score are both 672 but Credit Karma is at 645 and Equifax on Credit Karma is 648.  What gives?  I heard Vantage 3.0 which CredKarm uses is differnet from FICO? 

I'm looking to get a loan thru BMW and heard that anything over 670 is decent for a good rate, And that BMW pull's Equifax and want to know where I stand. 

[racer-x]

Disregard CK scoring for now.

You need a myFico 3B report in order to see your 'auto lender' scores which are also different than your general FICO 08 scores.

I'm sorry to say but you wont probably won't get many responses because this question about vantage vs fico, etc...has been beat to death lately.

Here's a snapshot of myFico EQ that you get as part of the 3B report.  It shows fico score variations for mortgage, auto, and bankcard.   http://oi60.tinypic.com/2w4e2k3.jpg

NOTE:  The different lender scores are not available for TU.  You only get a single TU 08 score but TU will update when your report changes.

[Outdoorstech1]

Thanks Racer. Ill save the 24.00 and figure my FICO will be close to the credit card scores. It's not that bg of a deal i suppose. No way I can increase it in the next week lol