I have been chasing a target over 800 on all 3 bureaus and too have notice TU is the one most that eludes me, I lower my credit utilization but it won't move?? I've asked this question before, I know my USAA accounts report every month at the same time but all of sudden for 31 Aug reporting, TU is very late releasing my drop in PL balance, why?? It's like your scored is being controlled not to go to high, I know that may sound far fetched by I get that feeling some time