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Trying to get Transunion Fico up

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ronstar7
Established Contributor

Trying to get Transunion Fico up

Hi all,

 

Does anyone know if cap one reports balances on all three reports? I asked becuae it seems they did will other things going on and my ex and eq rose tremendously but by trans hasnt budged at all... I didnt check my reports yet, so maybe they did report but it just had no effect.

 

On a side note according to credit karma i had a baddie drop off! Old charge off from 2008 or 2009 so heopfully will see another bump in ficos Smiley Happy

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
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2 REPLIES 2
DollyLama
Established Contributor

Re: Trying to get Transunion Fico up

I can't speak for Capital One. But perhaps the baddie falling off, was the possible reason your score jumped 55? pts from your other post, when it showed a first CC being paid off. Being a combination of the two. I'm new on the myfico reporting, seems I get TU reporting last of the 3.

Message 2 of 3
ronstar7
Established Contributor

Re: Trying to get Transunion Fico up


@DollyLama wrote:

I can't speak for Capital One. But perhaps the baddie falling off, was the possible reason your score jumped 55? pts from your other post, when it showed a first CC being paid off. Being a combination of the two. I'm new on the myfico reporting, seems I get TU reporting last of the 3.


Yes I def think it was due to the baddie falling off I just didnt know how many points I would get for it. I have one more but thats not due to come off until next year. Its werird though because trans always udated first but this time it came in last. Oh well time to wait for my cc's to get thier new score updates and then hope they will show me some increase love lol

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 3 of 3
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