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Why did experian delete a collection after only 2.5 years?

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Anonymous
Not applicable

Why did experian delete a collection after only 2.5 years?

I'm not complaining that exp deleted a 301$ collection from sprint that I had early but why ?  I settled it and it would have been only 3 yrs old come this April why did they do that?  I've protested it on TU and Eq but no dice. My real issue is now my exp score rocketed up to 802 however TU is 718 and eq 727 I wish I could figure out how to get them to follow suit any ideas?

Message 1 of 4
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RobertEG
Legendary Contributor

Re: Why did experian delete a collection after only 2.5 years?

Removal of derogs can occur either by way of exclusion by a CRA or by way of reporting of a deletion by the furnisher of the information.

It may have been due to a decision by the debt collector to simplify their reporting by deletion, and not be an exclusion by the CRA.

Message 2 of 4
Anonymous
Not applicable

Re: Why did experian delete a collection after only 2.5 years?

Interesting but no other way to get TU and EQ to fullow suit?

Message 3 of 4
gdale6
Moderator Emeritus

Re: Why did experian delete a collection after only 2.5 years?


@Anonymous wrote:

Interesting but no other way to get TU and EQ to fullow suit?


GW letter to the reporting creditor    http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680

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