Okay, trying to figure this all out. Decided against completing mortgage app last month after our mort broker told us our scores would not get us great rates and no PMI. We've been working on DH's scores since then. Last noc, pulled mine, which are: EQ 580, TU 647, EX 692. EQ obviously too low, other two not too bad. Looked up email from mortgage guy with our scores in it--each CRA had a different type of score with it. One had FICO, one had FICO 2 and a third had Beacon 5.0. What the heck are those other two, why would a lender not use all three of the same, and how the heck are we supposed to keep track of those scores? It really seems like there's no way a consumer can get ahead, b/c no one seems to be playing by any set of rules!! Help--I'm so confused and frustrated!!
