UGH, darn Amex (utilization)!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I'm sure it'll show back up through the system automatically.

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Not always! My accounts did not show back up since the CRAs blocked them after deleting them for me. I really needed those account back on. The lender manually added them back in, but lost years of history.

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WOW! Well, to be honest, I don't really care if this account shows/does not. At this point, it's probably doing me more harm than good. This is one card I would love to max out if I could, because it's a rewards card, and I'm charging tons of stuff on it for the points, then paying off. It'd be cool to just continue charging and not worry about the reporting, nor rushing to pay the balance down. lol

[Anonymous]

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@MidnightVoice wrote:

@Anonymous wrote:

.UGH...I think I'm going to try and have them update the info through dispute, or something.

Is there some urgent reason for you to do this?

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I have been "urgently" trying to get back into the 700's for the past two years. My EQ score was just 650, then went down to 632 because of this account. Plus, if you read my other post, I just paid off my only CO which had a high load, and according to what most believe, the lower utilization will push me back into the 700's. Given the controversy over paying/not paying due to the lowering of score, I am dying to see the actual results of the payment and use the information to have a better understanding of the system. At this point, it is pretty important for me to get the answers, as well as get my score back up. BTW, I also want to be back up to apply for higher CLI's on my current cards.