UPDATE - I did AZEO but FICO dropped my score claiming I have $0 debt

[LawStudentCivilis]

It looks like it's rounding down to 0%.  I would try $100 balance to bring it to 1%.  That seems like the easiest solution to see if it's something other than AZEO. (Provided no change in score when it is brought up to 1%).

[Zoostation1]

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@LawStudentCivilis wrote:

It looks like it's rounding down to 0%.  I would try $100 balance to bring it to 1%.  That seems like the easiest solution to see if it's something other than AZEO. (Provided no change in score when it is brought up to 1%).

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I hope I don't run into this problem when my reports update early next week (even though it really doesn't matter much since it's time to garden).  I did the math on my 2 existing cards (3rd card won't report yet) and it worked out that I'll be at 0.66% on my AZEO reporting card.  Last month my numbers rounded up to 2% on Cap One so hopefully this month will round up to 1% (I wasn't planning on cutting it that close).

[LawStudentCivilis]

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@Zoostation1 wrote:

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@LawStudentCivilis wrote:

It looks like it's rounding down to 0%.  I would try $100 balance to bring it to 1%.  That seems like the easiest solution to see if it's something other than AZEO. (Provided no change in score when it is brought up to 1%).

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I hope I don't run into this problem when my reports update early next week (even though it really doesn't matter much since it's time to garden).  I did the math on my 2 existing cards (3rd card won't report yet) and it worked out that I'll be at 0.66% on my AZEO reporting card.  Last month my numbers rounded up to 2% on Cap One so hopefully this month will round up to 1% (I wasn't planning on cutting it that close).

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Keep us updated! I'm interested to know how it will report.