UPDATE: What???? -75 pts TU Score

[krielly]

Barclay's score was dated 9/2, while my 826 score was dated the end of Aug on discover site. A ck pull yesterday showed no derogs and a 1 point increase over last week. Praying this was just some type of temporary glitch...

[Revelate]

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@krielly wrote:

Barclay's score was dated 9/2, while my 826 score was dated the end of Aug on discover site. A ck pull yesterday showed no derogs and a 1 point increase over last week. Praying this was just some type of temporary glitch...

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It probably is, when I originally saw Captool's graphic a while ago I was surprised to the point of disbelief; however, there's been 2-3 other reports now including yours of similar flakiness with Transunion that I think there's a problem in their application somewhere when it comes to historical data.

[Anonymous]

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@Revelate wrote:

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@krielly wrote:

Barclay's score was dated 9/2, while my 826 score was dated the end of Aug on discover site. A ck pull yesterday showed no derogs and a 1 point increase over last week. Praying this was just some type of temporary glitch...

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It probably is, when I originally saw Captool's graphic a while ago I was surprised to the point of disbelief; however, there's been 2-3 other reports now including yours of similar flakiness with Transunion that I think there's a problem in their application somewhere when it comes to historical data.

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That was also my conclusion after months of dealing with a massive score drop with each update only to find a clean file and high score when I paid for a fresh one.

[Thomas_Thumb]

Sometimes you just have to pay the piper.

[krielly]

Meaning what exactly?

[krielly]

My only thought is maybe ive had a bunch of old closed accounts fall off. Not sure how many but will compare my last year's annual report to this year's when I'm back in the office tomorrow. Still seems like a huge drop for no derogs and no new accounts.

[Anonymous]

My Discover TU dropped from 787 to 726 with the most recent update, and the public record notation re-appeared. So, yesterday I pulled my report directly from Transunion. Guess what? Clean, no tax lien in there.

[Anonymous]

I had some extreme TU flakiness in the month of August.  Thankfully it's landed at the higher score and stayed there for the past month.

[krielly]

guess I'll ride this out for a bit and hope it corrects itself...

thanks to all who responded. Not planning any purchase or new accounts for at least a year or more, so no hurries: other than my immediate need to look at the full credit report, which I already took care of.

K

[Anonymous]

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@Anonymous wrote:

My Discover TU dropped from 787 to 726 with the most recent update, and the public record notation re-appeared. So, yesterday I pulled my report directly from Transunion. Guess what? Clean, no tax lien in there.

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Got my CCT 3B update today. TU clean, and a score of 789.