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USAA has my TU score at 9002.

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thankfulheart
Established Contributor

USAA has my TU score at 9002.

there is also no data showing for TU at all. This has been going on for 3 days now.  Anyone else having issues? 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Message 1 of 6
5 REPLIES 5
Repo-ed
Senior Contributor

Re: USAA has my TU score at 9002.

I've cancelled my CMS through USAA, but i get to see my info for another 2 days.

 

My EX report via USAA shows 20 TLs of the same account.  20 INQ of the same date and company.  It has been showing this for a week. Guess I'm glad I cancelled my subscription.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 6
AndySoCal
Valued Contributor

Re: USAA has my TU score at 9002.

Are you sure the score is not from Experian anf not TU?

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

Message 3 of 6
Asailorshort
Regular Contributor

Re: USAA has my TU score at 9002.

Wow!  Now thats the highest score i've ever seen!  Their 'new' system/layout does seem to be a bit glitchy.  Have you tried calling them?  They *might* be able to fix it and if not, you should be able to get a discount since they're clearly not providing the service they promised.

Starting FICO 667 (5/2012) EQ
672 (7/2012) EQ. 681 (8/1/12) EQ
Current FICO 682 (10/13/12) EQ; 718 (10/13/12) TU
Goal: 760+ but 700-720 by jan 2013
No new apps tll jul 2013
Message 4 of 6
Anonymous
Not applicable

Re: USAA has my TU score at 9002.

I am shocked at how many posts around the internet have this listed as a mis-print.

 

9002 is not a Score, nor is it a mis-print. It is a Code used by (Experian and possibly other Credit Bureaus).

 

It should be reserved for people who either

  • have little/to no Credit History and/or
  • people who for some reason they are unable to build a score
    • (due to a lack of data? or
    • perhaps data that legally cannot be used) 

My experience is I work for a company that does Underwriting for Small Businesses. We use all major credit bureaur reports and this is how I was told to report scores listed as 9002 by our Credit Analyst team. They stated that when there is no credit history it gives them that code.

 

I surmise that in the real world people may be able to get this 9002 from other things that result in there being a lack of "usable data".

 

Message 5 of 6
thankfulheart
Established Contributor

Re: USAA has my TU score at 9002.


@Anonymous wrote:

I am shocked at how many posts around the internet have this listed as a mis-print.

 

9002 is not a Score, nor is it a mis-print. It is a Code used by (Experian and possibly other Credit Bureaus).

 

It should be reserved for people who either

  • have little/to no Credit History and/or
  • people who for some reason they are unable to build a score
    • (due to a lack of data? or
    • perhaps data that legally cannot be used) 

My experience is I work for a company that does Underwriting for Small Businesses. We use all major credit bureaur reports and this is how I was told to report scores listed as 9002 by our Credit Analyst team. They stated that when there is no credit history it gives them that code.

 

I surmise that in the real world people may be able to get this 9002 from other things that result in there being a lack of "usable data".

 


Thank you for clearing that code mystery up for us.

 

Update: I called TU and discovered that there was a glitch in my file somehow relating to my new address which caused everything to clear off my report.  They were able to fix it and all is well back at USAA CMS (and everywhere else). 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

Message 6 of 6
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