Understanding FICO Scores

[Anonymous]

@Anonymous OK you’re on a dirty scorecard. We need to know the credit limits and balances before and after the card in question reported and if any other changes occurred in between that time as well. Because we have to figure out your before and after individual and aggregate revolving utilizations to see if you crossed any thresholds.

[Anonymous]

Already had a previous balance in February of $130, then on 2/19 used over $600 to fix the car so brought it up to $800+. My credit line is $1000. Which put my utilization to 50%. Then on 3/6 I paid the $130 then again on 3/15 I paid $670. Currently my balance is $200. My payment is due the 6th if each month.