I’ll look for that. It seems possible that I may have shifted to a different dirty card maybe? That could help explain the drop (being worse off in a better bad bucket? Or just a different bad bucket?).
Personally I do not believe you have changed scorecards. you have too many derogatories still on file. these dropping off would not have changed that. Unless your youngest one just aged to a certain Point at the same time, I don’t see how it could happen.
