WENT FROM 2% to 9% UTIL

[Anonymous]

  TU  no change in score but went from Great to Very Good in debt.  (2 inqs dropped off)  Credit history went to 4 years

          EQ  No change in score but went from Great to Very good.  Credit history went to 3 years 12 months.

          EX  Lost 4 points.

Sept  EX 717   Oct  713

         TU 733         733

         EQ 698         698

[marty56]

I have never been able to have a Great util and my util runs from 0% to 1%.  I have been at 3% and 9% as well.

On your EX score, did any CCs go over 9% to get your total util of 9%?

[Anonymous]

yes one went over the 9%.  I didn't realize they count each account instead of total.  Will pay off and see what happens.  Actually I'm at 6% as one acct. updated.   EX is the quickest to update.  EX is very slow.  Some people are carrying over 20%.  I would not  like to see what that does to my score.

I have been at 0% and 1% and never saw any increase.  Hard to figure.