I chimed in on a thread a couple of months ago about this. When I first got into banking in 1993, the only reason why we pulled credit was because someone was applying for credit. Somewhere in the late 90's, it because en vogue to pull for checking accounts, with or without OD protection. The pull was actually part of the account opening program. We initially had the ability to override that if there was an established customer. Then, it got to the point where it was a must for checking accounts. It is absolutely ridiculous for a bank to hard you on a savings account. It is laughable.
Fused, to answer the question about the TSA, I actually heard that rumor, as stupid as it is, I actually heard that rumor a couple of years ago.
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Fused, to answer the question about the TSA, I actually heard that rumor, as stupid as it is, I actually heard that rumor a couple of years ago.
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elliptic, that's how we make our voices heard. I just don't think that we are going back to the mid '90's on this one. What one generation will allow, the next will enjoy...
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Current Score: 819
Goal Score: 850
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Starting Score: 469Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Good for you! Power to the people!
elliptic wrote:
Well, first of all, I already had an account open when I opened this CD. Secondly, other banks don't do this to first time customers who open CDs. I will never loan Wachovia my $ again. Even if they have good rates.
