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Walmart Mastercard Upgrade

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twiddledee
Contributor

Walmart Mastercard Upgrade

Received the mastercard upgrade - I have a thick file but store card was opened 6 years ago   Will this effect my score due 4 closed account ???

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tntexans72
Valued Contributor

Re: Walmart Mastercard Upgrade


@twiddledee wrote:

Received the mastercard upgrade - I have a thick file but store card was opened 6 years ago   Will this effect my score due 4 closed account ???


 

Closed accounts will be reporting on you reports for another 10yrs so that will not effect your scores. Were those accounts closed recently? 

Message 2 of 3
SunriseEarth
Moderator Emeritus

Re: Walmart Mastercard Upgrade


@twiddledee wrote:

Received the mastercard upgrade - I have a thick file but store card was opened 6 years ago   Will this effect my score due 4 closed account ???


It's a new TL, so you will see a drop in AAoA.  However, it's hard to say how strongly one new account would affect your AAoA and score, since you do have a thick file.   I'm guessing effect would be minimal, if at all.  



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