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Received the mastercard upgrade - I have a thick file but store card was opened 6 years ago Will this effect my score due 4 closed account ???
@twiddledee wrote:Received the mastercard upgrade - I have a thick file but store card was opened 6 years ago Will this effect my score due 4 closed account ???
Closed accounts will be reporting on you reports for another 10yrs so that will not effect your scores. Were those accounts closed recently?
@twiddledee wrote:Received the mastercard upgrade - I have a thick file but store card was opened 6 years ago Will this effect my score due 4 closed account ???
It's a new TL, so you will see a drop in AAoA. However, it's hard to say how strongly one new account would affect your AAoA and score, since you do have a thick file. I'm guessing effect would be minimal, if at all.