Weird 11 point discrepancy, all Fico 08

[Hokies2379]

So, today I pulled my TU 08 score from 4 different places.

Barclays

MyFico

Credit Check Total

Walmart.

Barclays and MYFico show an 11 point difference compared to CCT and Walmart.

All of these are supposed to be 08 scores and all of these were pulled today.

What gives?

[Anonymous]

Unless you just pulled a fresh 3B report on CCT, you're getting an EX score while Barclays and Walmart are TU. Also is the date exactly the same in all cases? Barclays and Walmart scores are not updated daily.

[Hokies2379]

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@Anonymous wrote:

Unless you just pulled a fresh 3B report on CCT, you're getting an EX score while Barclays and Walmart are TU. Also is the date exactly the same in all cases? Barclays and Walmart scores are not updated daily.

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yes, it was fresh report from all 4.  All were updated today and all are exactly the same date.

Walmart can be refreshed daily and this was my first one from Barclays, which was dated today.

It's mind boggling.

[Anonymous]

Walmart refreshes once a month on the 10th business day.

[Revelate]

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@Hokies2379 wrote:

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@Anonymous wrote:

Unless you just pulled a fresh 3B report on CCT, you're getting an EX score while Barclays and Walmart are TU. Also is the date exactly the same in all cases? Barclays and Walmart scores are not updated daily.

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yes, it was fresh report from all 4.  All were updated today and all are exactly the same date.

Walmart can be refreshed daily and this was my first one from Barclays, which was dated today.

It's mind boggling.

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I don't think so anymore, I'd check the date on your Walmart report as when I somewhat recently tried it for giggles (was planning to dump the card anyhow) it didn't refresh the report just gave me back the old one.  Same score, same date.

[elim]

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@Anonymous wrote:
Walmart refreshes once a month on the 10th business day.

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  there is a hack to pull daily at waly...   nufsed

[Anonymous]

Just double checked my hubby's Walmart account, and if you click on the 'when does my Fico score update' it does say on the 10th business day, which is the 14th this month. Took a screenshot but have no idea how to post it

[Hokies2379]

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@Anonymous wrote:
Walmart refreshes once a month on the 10th business day.

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Yes, it does.  However, you can force it to refresh daily, multiple times a day, if you choose to. I'm sure it is a glitch in their system, but it is one that is pretty widely known.

So, let's get something clear, I'm not an idiot.  I'm aware of how the bureaus and reporting work.

I'm aware that all 4 reports refreshed on the same day, I'm aware that they're all FICO 08 Transunion. 

What I'm not aware of is why half of them (that are dated the very same day) say one score and half of them (still dated the very same day) say a different score, 11 points different than the first two.

Clearly there is no answer.

[Anonymous]

Seriously? Is it allowed to say how?

[Hokies2379]

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@Revelate wrote:

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@Hokies2379 wrote:

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@Anonymous wrote:

Unless you just pulled a fresh 3B report on CCT, you're getting an EX score while Barclays and Walmart are TU. Also is the date exactly the same in all cases? Barclays and Walmart scores are not updated daily.

---

yes, it was fresh report from all 4.  All were updated today and all are exactly the same date.

Walmart can be refreshed daily and this was my first one from Barclays, which was dated today.

It's mind boggling.

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I don't think so anymore, I'd check the date on your Walmart report as when I somewhat recently tried it for giggles (was planning to dump the card anyhow) it didn't refresh the report just gave me back the old one.  Same score, same date.

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Just did it this morning.  March 2, 2016. Did it yesterday, March 1, 2016. I do it every day and the score itself changes a couple times a week.

And honestly, let's just say for kicks and giggles that it's giving me an old score with a new date, Credit check total (updated yesterday as well) is still showing the same score as Walmart is, which is 11 points different than myfico and barclays.