What is AZEO, AZ and AZ2?

kyenku · ‎04-17-2018

Just curious what do they mean?

AMEX BLUE CASH Everyday 25000 DISCOVER IT19500 CHASE SLATE 5000(Closed) Chase Sapphire Reserve 21500 BOFA TRAVEL REWARDS SIGNATURE 30500 BOFA CUSTOM CASH REWARDS VISA SIGNATURE 32500 CITI PREMIER 16820 CITI Double Cash 17000 Citi Simplicity 16000 DCU 5000(Closed) Amex Blue Cash Preferred 5000 CapOne Silver 12000 APPLE CARD 12000 WellsFargo 1700 Macys 16000 BARCLAYS 6000

Anonymous · ‎04-17-2018

Have you tried googling AZEO? This article came up near the top of the search:

http://850x3.com/maximizing-fico/the-azeo-method-all-zero-except-one/

Google is a pretty powerful tool for answering almost any question. Once you know what AZEO means you should be able to infer what a person might mean by AZ.

Anonymous · ‎04-17-2018

AZEO = All Zero Except One

AZ = All Zero

AZE2 = All Zero Except Two

etc.

This refers to your number of cards with $0 reported balances.

If you have 5 total credit cards and 4 of them have $0 balances reported and the final one has a positive reported balance, you're at AZEO.

If you have 3 total credit cards and all 3 have $0 balances reported, you're at AZ.

If you have 7 total credit cards and just 5 of them have $0 balances reported, you're at AZE2.

If you have 30 total credit cards and 26 of them have $0 balances reported, you're at AZE4.

etc.