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What is the deal with Experian?

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Anonymous
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What is the deal with Experian?

I monitor all three of my credit scores with myFICO. Equifax and Transunion are not that far from eachother with 667 and 661. Experian on, the other hand, is at 648. When digging deeper into this problem I looked at the reports and compared all three. The only major difference is that Experian is tracking that I have a collections out for more than $800. I did have a collection a while ago but it has since been taken care of. I have tried to dispute it several times but after answering all of the security questions on the website it says that they could not help me at this time and that I could call to recieve my report in the mail. I don't want the report cause I already have it rite here! This is getting to be really frustrating. There is no phone number on myFICO for experian like there is for Equifax and Transunion. What would you do?

Message 1 of 4
3 REPLIES 3
Anonymous
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Re: What is the deal with Experian?

i would get that dispute in check .. get those questions right!

Message 2 of 4
Anonymous
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Re: What is the deal with Experian?

I think Experian is trying to pull something. I have tried to get my report online and file a disputes online. When they go to verify you identity they ask a bunch of fake questions. There is not one question that they asked me that was true. I have been trying for about 3 months and the same thing. Experian refuses to comment about why this is happening to me. I have had my credit report from them that I recieved in the mail a couple months ago, I just don't think they want me to be able to dispute easily.
Message 3 of 4
Anonymous
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Re: What is the deal with Experian?

I have answered all the questions to the best of my ability even using the Experian report as a guide to make sure I am spelling g my name the way they have it on file and the addresses are all correct. I don't think I a getting any wrong. I just want to be able to talk to someone! If I could talk to someone I can make them see I am legitamate and have a really good reason to dispute! I would love a phone number and stop playing this website and mail game!
Message 4 of 4
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