What is the first FICO bump for Hx?

[Anonymous]

Quick question regarding the Hx reporting... Is there any movement during the first 12 months of reporting for revolving debt? I have several cards that are in the 4-5 month range, and I'm wondering whether or not I should be anticipating an increase in my scores.

Take Care.

Rob

[Tuscani]

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FICO_Focused wrote:

Quick question regarding the Hx reporting... Is there any movement during the first 12 months of reporting for revolving debt? I have several cards that are in the 4-5 month range, and I'm wondering whether or not I should be anticipating an increase in my scores.

Take Care.

Rob

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IMO, you generally will see a bump after 12 months. It just depends on your overal credit picture.