What kind of Fico Increase could i expect?

[RABQUE]

What king of bump could I expect if I am able to get my one medical collection account removed?

The services were rendered in March 2006 and the collection showed up on my report in 2007.

 

My current score is 671

 

I have the following credit card accounts

Card              balance            Limit

Nordstrom      $950               $2,500

Crown            $0.00               $500

Chase visa      $1,140            $7,000

Chase              $600               $1,500

AMEX            $0.00               $4,000

AMEX BLUE $0.00               $5,000

BOFA VISA    $0.00               $1,100

BOFA Master   $0.00             $2,000

Orchard            $0.00             $300

Air tran visa      $0.00             $500

 

Other accounts

Bally total fitness 90 days late in 2005. Account is currently paid off

Bofa auto loan balance of $6,029

[haulingthescoreup]

Right now, the collection and the 90-day late have you in the serious derog score bucket. With the collection gone, you'll still have the 90-day, keeping you in the same score bucket, but it is a bit older. I'm guessing an increase, but not a huge one. Nevertheless, it's important to get that off, so congrats.