BLUF: My EQ score dropped to 686 from 701 because my balance increased "62%", so they say.
I have a WaMu with a credit limit of $2651. At the time my score dropped my balance was a mere $45 and increased to $120. This left me with an available balanceof $2531 or a usage of only 4.53% of my available credit - well below the 30-35% that is suggested to have available. What's up with that?