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@Anonymous wrote:
My statements cut last week, and I'm not seeing any changes to themyfico report. Every other subscription I have has updated, credit karma,experianect. They have all my new info. Yet myfico is not updating a damn thing. Kinda frustrating that I'm paying for a service that is not producing.😡
myFICO has particular things that will cause an alert. Check out this thread http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/FICO-3-Bureau-Credit-Monitoring-Frequently-asked-questions/td-p/3410319 It has a great chart showing what things will result in an alert.
Do you have the 3-bureau monitoring or just one? If it's just one, they monitor Equifax.
Historically, bureaus updated EX first, then EQ (couple day lag), then TU (couple more days lag). The account might not have hit your EQ report yet or maybe the credit issuer doesn't report to all bureaus.
be patient! and yes sometimes those services update first!
I also have the Exp monitoring (with unlimited credit reports which I love unlike the myFico monitoring) and the 3-credit bureau score monitoring from myFico. I've noticed that my EX Fico score is updated first by the EX monitoring service and it typically takes a week for the MyFico service to catch up. Frustrating.