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What's going on

tag
Anonymous
Not applicable

What's going on

My statements cut last week, and I'm not seeing any changes to the myfico report. Every other subscription I have has updated, credit karma, experian ect. They have all my new info. Yet my fico is not updating a damn thing. Kinda frustrating that I'm paying for a service that is not producing. 😡
Message 1 of 18
17 REPLIES 17
Scupra
Super Contributor

Re: What's going on


@Anonymous wrote:
My statements cut last week, and I'm not seeing any changes to themyfico report. Every other subscription I have has updated, credit karma,experianect. They have all my new info. Yet myfico is not updating a damn thing. Kinda frustrating that I'm paying for a service that is not producing.😡

myFICO has particular things that will cause an alert. Check out this thread http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/FICO-3-Bureau-Credit-Monitoring-Frequently-asked-questions/td-p/3410319  It has a great chart showing what things will result in an alert.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 2 of 18
Anonymous
Not applicable

Re: What's going on

Ok, but a 1500 cl I that I know for a fact has been reported to experian is NOT updating experian. This site is useless. 😔
Message 3 of 18
Anonymous
Not applicable

Re: What's going on

Cl I I meant
Message 4 of 18
cdtotten
Established Contributor

Re: What's going on

Do you have the 3-bureau monitoring or just one? If it's just one, they monitor Equifax.

 

Historically, bureaus updated EX first, then EQ (couple day lag), then TU (couple more days lag). The account might not have hit your EQ report yet or maybe the credit issuer doesn't report to all bureaus.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


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Message 5 of 18
Anonymous
Not applicable

Re: What's going on

It's Capitol one. I have experian.com also. It updated there, and I have the 3 score monitoring here. Credit karma also has it being reported. So my issue is lying directly with my fico.
Message 6 of 18
Anonymous
Not applicable

Re: What's going on

Just got a 17 point jump with exp and trans. Nothing on ex though. Hmmm
Message 7 of 18
Anonymous
Not applicable

Re: What's going on

be patient! and yes sometimes those services update first!

Message 8 of 18
Anonymous
Not applicable

Re: What's going on

Oops I meant the jump was from equifax and trans.
Message 9 of 18
Anonymous
Not applicable

Re: What's going on

I also have the Exp monitoring (with unlimited credit reports which I love unlike the myFico monitoring) and the 3-credit bureau score monitoring from myFico. I've noticed that my EX Fico score is updated first by the EX monitoring service and it typically takes a week for the MyFico service to catch up. Frustrating. 

Message 10 of 18
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